Help Celebrate Our 20th Anniversary with Free Receipt Paper and $250 Rebate
To help celebrate Our 20th year of providing small businesses with cost effective credit card processing solutions, for a limited time, each merchant who sends in their most recent Merchant Statement for a no obligation competitive pricing analysis will receive a FREE BOX OF RECEIPT PAPER. Signing up for your free box of receipt paper is…
When to Refrain From Using ‘Borrowed’ Money – Credit VS Debit
The convenience and security that credit and debit cards offer is insurmountable, but both of them do have differences that can directly or indirectly play havoc in your wallet. Consumers often get confused over which card to pay with at the point of sale, not knowing the difference between the two. This leads to some…
What is Apple Pay? How will it Benefit Me?
Imagine yourself making a payment at a retail store, with several others queued up behind you. As soon as your card is swiped, the store’s Point of Sale (POS) system asks for additional verification details to authorize your payment. This could be a unique PIN number or any other security question, and you can’t remember…
PCI Compliance through Tokenization with Clover POS
With any POS system, your credit/debit card data is susceptible to theft and fraudulent use. This is primarily because your card information passes through an entire process chain, once you pay your merchant for the goods and your card is swiped at a POS system. This processing chain includes consumers, merchants, payment processing units, card…
Interchange Pass Through vs. Tiered Pricing
Which is better? Interchange Pass Through Pricing or Tiered Pricing? This is one of those mind-boggling questions that have confused merchants who want to introduce credit cards as a mode of payment to their customers. Those who wish to clear the confusion read on to find out what is the difference between the Interchange Pass…
How To Enroll Visa/MasterCard Settlement Claim
In a recent court case, a group of merchants objected to the processing rates set by Visa and MasterCard, and issuing banks. In the lawsuit, it was claimed that merchant services end up paying a lot more fee for processing Visa and MasterCard payments because of an alleged conspiracy. However, in a 55 page long…
How to compare merchant service providers to ensure you are receiving the best rates
Many credit card processors offer a variety of different processing rates and fees. If you are looking to do business with a merchant services company, it’s crucial to understand that comparing quotes from one merchant service provider to the next can be difficult. Rates will vary depending on the pricing method, type of card, the…
Durbin Amendment to Take Affect Towards The End of October: Changes To Your Merchant Account
The Durbin Amendment is set to go into affect in October and it could have some big ramifications for merchant account holders and merchant account providers alike. The Durbin Amendment was a last minute addition to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 and although there are many changes that will…
What Makes a Great Merchant Services Provider?
Here at MerchantService.com we love answering questions from potential customers looking around for a merchant service provider. One of the questions we hear the most is, “what sets you apart from other merchant services providers?” The simple answer is our personal approach that we use with all our customers. We do not see our merchants…
MerchantService.com launches a new Free Merchant Account Services Program
MerchantService.com announced the launch of their new Free Merchant Account Services program today. With credit cards still being the fastest growing form of payment in the United States, MerchantService.com decided to launch this program to make it cost effective for a small business to start accepting credit cards today. “What is more cost effective than…
Abandon Credit Card Processing? Use Cash Only? Not!
The past decades of credit card processing growth were because it made it easier and quicker for us to purchase everyday items. Going back to cash entirely disregards this value proposition, both for us and the businesses we shop at. In a recent March 16th Washington Post article by Michelle Singletary it was suggested…
